WindMiller is a boutique financial planning, advisory, and investment firm working with individuals, couples, and families to build wealth and satisfying futures by removing uncertainty and guesswork from the now.
This is the road to more confidence and less stress.
We want our clients to be smart and stealth — to move through the financial landscape with steady, informed action and clear goals. We construct transparent, comprehensive strategies based on your aims. We turn a judicious eye to intentionally complex segments of the financial industry, helping our clients decode their meaning and make intelligent decisions aligned with their unique situations and life plans.
Here’s to building solid strategies and making good decisions — together.
WindMiller serves clients across the country. Every meeting happens over Zoom, so your zip code is never a barrier to good help — whether you live in a major metro area, a small town, or somewhere in between, we can work together.
Three principles guide our daily interactions with clients, business partners, and one another.
We hold ourselves to the highest standard of professional conduct. Every recommendation is measured against what is right for you — not what is easiest or most profitable for us.
Your aims drive every conversation. We work for you — no hidden incentives, no competing loyalties, no products we are pressured to sell.
We say what we mean and keep our word. We build trusting, value-added relationships designed to last for decades, and we act accordingly – in the big decisions and the small ones.
As a young professional, I’d do things like double-starch my work shirts at the dry cleaners (so I could wear them twice before they wrinkled thereby reducing the “average cost per wear”). I’d calculate the “average cost per meal” to ensure I was maximizing the value of my grocery spend. I’d extend business trips into vacations…The list of these habits and practices is long, and the minutia was exhaustive and exhausting.
My “hacks” were just clever games to save money and maximize value but devising and playing so many of them all at once was, for a long time, my singular preoccupation. You can bet I had my reasons.
When I was a kid, my family hit some hard times for a while after my dad lost his job. I remember like it was yesterday, being at the grocery store checkout with my mom and catching sight of the weird, blue currency she used. When I learned what that was and why we were using it, a totally mortifying idea swallowed me up — that, in that moment, my family couldn’t take care of itself. When I walked through the lunch line at school and the cafeteria lady waved me and the other kids on free lunch through, my focus on money and security intensified.
I felt completely, utterly, flat-out unguarded. And as a result, I became doggedly protective, preservational and got to work earning money and building my balance sheet.
A year later, when I was 12 years old, I opened my first CD with $1,000 — money I earned mowing lawns, plowing snow, delivering newspapers, and saving not spending Christmas and birthday cash I received from relatives. That was a turning point, and I kept those obsessive ambitions and behaviors going for decades...
I graduated with a degree in finance. I built nearly a three-decade career in the insurance industry, working predominantly in B-to-B sales roles where I had the most influence and control over my income. I studied. I conversed with knowledgeable others. I made investments (some bad, most of them good) and accumulated assets. I ultimately applied the knowledge I gained, the results I produced, and the experiences I lived and became a financial advisor.
But from the beginning, I cast an incredibly wide safety net, tucking every discretionary dollar into anything with a rate of return. Like a squirrel hoarding nuts for the winter, at one point I had more than a dozen different investment accounts littered across my balance sheet, but I lacked an overall strategy.
All that austerity, saving and delayed satisfaction was about as fun as it sounds.
Question is — was it worth it?
I needed clarity and a vision, and once I had that – plus some essential, fundamental knowledge (that we aren’t even taught in finance degree programs at well-regarded, private universities) – everything changed. I could relax and enjoy life more with a doable strategy designed with my and my family's aims in mind.
What is YOUR Vision?
Whether you’re a devout penny-pincher, a spendy hedonist, fall somewhere in between, or you’re just uncharacteristically afraid and avoidant when it comes to understanding money and building wealth — I suspect there’s some needless suffering happening at your expense. Maybe even some compromised relationships.
I’m grateful for the outcomes of my thrifty, Stalinistic habits of yore. I don’t have to worry about money anymore but there was a lot of needless suffering and anxiety along the way. I’d rather my clients be more clear about their aims and more grounded in their financial understanding — so we can develop more savvy, sane, and sustainable strategies together.
This is what it takes to dramatically shift financial realities.
No “average cost per meal” math required.
About - The Founder
Jeff Miller is a financial advisor, with more than four decades of experience building wealth and building businesses, who develops comprehensive planning strategies that align with his clients' future aims and life plans. By helping individuals and couples mature the conversations they are (or aren't) having around money, finance, and risk protection, they're able to actualize their goals, grow their wealth, create a future of resources, and in many cases, strengthen their personal relationships.
Formerly an insurance guy, Jeff is overly familiar with esoteric language and complex contracts designed to be confusing. With a shrewd, deciphering eye, he assists clients in navigating the world of money, finance, and insurance, so they’re making better informed, more appropriate decisions. One of his nicknames is “Rock-Steady” and it’s often said you can “take Jeff’s word to the bank.” His wife asserts that one of the best places a person can be is in Jeff’s care.
He loves music and playing guitar, is a tinkerer, around-the-house handyman, and adventure seeker who snowboards, backpacks, sails, and scuba dives. He lives in the foothills outside of Denver, Colorado at 7,400 feet with his wife, Trisha, and their dog, Jennings.
Financial realities pivot once you have a plan.
Let's build one together...
Let’s talk about what you want your money to afford you — and build a plan to get you there, together...
